Please note that this information only applies to Lunar in Denmark.
Why NemKonto?
All citizens and businesses in Denmark must have a NemKonto. Your NemKonto is the account that all public authorities use when they transfer money to you.
NemKonto is used, for example, to pay out excess tax, transfer income, child and youth support, pensions and salaries to public employees.
A NemKonto is an ordinary bank account that you already have. Therefore, you do not need to open a new bank account to get a NemKonto and to receive payments from public authorities.
You just need to choose which of your existing regular bank accounts you want to use as your NemKonto. Most citizens use their salary account as their NemKonto, but your salary account and NemKonto can easily be two different accounts - it's entirely up to you.
Frequently asked questions
How do I move my NemKonto to Lunar?
It's super easy and completely free to move your NemKonto to Lunar. Click here to read how to do it.
Where can I see my NemKonto?
You can see your NemKonto if you log in to self-service at NemKonto.dk with NemID or MitID. On self-service, you can see which account you have selected as your NemKonto and make changes.
Is my account number and information protected when I use NemKonto?
Your information is protected. The public authorities can only transfer money to your NemKonto - they cannot withdraw money from the account or view account movements, and they do not have direct access to your account number.